Vincent N. Amato


   275 North Middletown Rd.                        Suite 1H                   Pearl River, New York 10965

        (Tel) 845-735-0900         (Fax) 845-735-8115

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Primary Areas of Practice
Mr. Amato has been providing legal support to the banking and consumer financial services industries for over 35 years. Before establishing this law practice, Mr. Amato held senior in-house legal positions at major financial institutions, including Chemical Bank and Chase Manhattan Bank. In these roles, he served as Chief Counsel to an $8 billion national bank affiliate of Chemical Bank and General Counsel for Chase Manhattan Mortgage Corp. Over the years, Mr. Amato has provided legal counsel on all aspects of the direct and indirect automobile lending, home equity and home mortgage businesses. He has advised corporate banking officers on a variety of legal matters, including corporate structure, general banking laws, affiliate transactions and fair lending. Mr. Amato's expertise covers the breadth of federal and state banking practice, encompassing (among over things) OCC and Federal Reserve rulings, enabling him to advise clients on a full spectrum of regulatory and compliance issues. Mr. Amato also pioneered some of the earliest automobile and credit card securitizations in the 1980's.

In servicing the financial services sector, he has represented insurance entities by drafting insurance policies, advising on regulatory matters and providing coverage opinions. His general corporate practice has included the preparation of agreements covering employment, confidentiality, software licenses, intellectual property and relationships with independent contractors.

Mr. Amato also has an active elder law practice, servicing clients needing medicaid planning, asset protection and estate planning.

Mr. Amato received his Juris Doctor degree from Fordham University School of Law in 1978, and earned his Masters of Law from New York University School of Law in 1983. He received a B.A. degree with honors from New York University in 1975.

Professional Associations
Mr. Amato is admitted to practice law in New York State, the Federal District Courts and the U.S. Supreme Court. He is a member of the American Bar Association's Business Law and Tax Sections, the New York State Bar Association, and the Association of the Bar of the City of New York. Mr. Amato chaired the Consumer Financial Services Committee of the New York State Bar Association, served on the Executive Committee of the Association’s Business Law Section and is a member of the Elder Law and Special Needs Section. He is also active with the Legal Issues Committee of the Mortgage Bankers Association.