Vincent N. Amato
Joseph S. Malara


   275 North Middletown Rd.                        Suite 1H                   Pearl River, New York 10965

        (Tel) 845-735-0900         (Fax) 845-735-8115

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Law Offices of Vincent N. Amato

    The Law Offices of Vincent N. Amato has the experienced legal staff to provide its clients with the expertise necessary to effectively deal with:


  • All aspects of corporate transactions, including:

  • — Purchase and sale of assets (impaired and non-impaired)
    — Vendor agreements
    — Acquisition due diligence
  • General litigation representation.
  • Consumer lending, including mortgage, auto and credit card lending, and encompassing local, state and federal compliance.
  • Securitization and servicing of consumer receivables.
  • Loss mitigation strategies in respect to mortgage lenders.
  • Plaintiff and defendant representation regarding repurchase liability on mortgage loans.
  • Federal and state regulatory issues, including mandated disclosures, proper licensing and state specific loan documents.
  • Issues unique to federally insured depository institutions, including federal and state bank regulatory requirements.
  • Predatory lending risks, fair lending compliance and Community Reinvestment Act compliance.
  • Development and implementation of effective compliance and due diligence programs.
  • Preparation for and management of regulatory exams.
  • Effective and knowledgeable defense of actions brought against lenders involving consumer lending issues such as RESPA, truth-in-lending and fair lending.
  • Commercial and residential real estate.
  • Elder Law issues such as Asset Protection and Transfers, Medicaid Planning, Wills, Trusts and Health Care Proxies.
       © 2002. Law Offices of Vincent N. Amato. All Rights Reserved.